Bihar Student Credit Card Scheme

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Bihar Student Credit Card Yojna/ बिहार स्टुडेंट क्रेडिट कार्ड योजना is one of the most ambitious bihar state government  program under “7 Nischay of Developed Bihar” . This one of  the most ambitious

Compared to national Gross Enrolment Ratio(GER) of 24% in Higher education, Bihar has 14.3%. Under the leadership of CM Mr. Nitish Kumar, Bihar is aspiring to put itself in the league of developed states by increasing GER to 24% and further to 30%.

Students looking for  higher education opportunity are to be given economic support through Bihar Student Credit Card Yojna under Bihar State  Governance initiative for 2015-20 though “7 Nischay of Vikshit Bihar”. The applications for the Bihar Student Credit Card Scheme are being invited online through the website at and mobile app. The state govt has launched the online portal (Mobile App Soon) for the student credit card scheme online applications.

Here are benefit of the scheme that a student can avail for study.

Bihar Student Credit Card Yojna/ बिहार स्टुडेंट क्रेडिट कार्ड योजना :

  • Loan up to 4 lakhs
  • Any students who want to study beyond 12th/+2/Intermediate
  • Loan for 42 courses
  • Very low Interest rate that in only 4% per year
  • 1% less interest for female, divyang & transgender candidate Effectively 3%

Required document to apply Bihar Student Credit Card Scheme:

  • UIDA Aadhar Card
  • 10th / Matric & +2 Result/Certificate
  • Xerox of Bank Passbook
  • Institute syllabus and fees detail
  • 2 passport size photograph
  • Domicile certificate

Procedure to apply for Student Credit Card:

  • Can apply online through website or Mobile App
  • OTP will generate to validate Information given
  • District Registration cum counselling centre (DRCC) will assign time to visit at its centre with documents through SMS/e-mail
  • After  verification of required document, Nodal Officer will forward application to बिहार राज्य शिक्षा वित्त निगम
  • 15 days time period is fixed for loan approval
  • Student need to collect their Credit Card from nearest  DRCC Centre.

See you soon with your success story.


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