Bihar Student Credit Card Yojna/ बिहार स्टुडेंट क्रेडिट कार्ड योजना is one of the most ambitious bihar state government program under “7 Nischay of Developed Bihar” . This one of the most ambitious
Compared to national Gross Enrolment Ratio(GER) of 24% in Higher education, Bihar has 14.3%. Under the leadership of CM Mr. Nitish Kumar, Bihar is aspiring to put itself in the league of developed states by increasing GER to 24% and further to 30%.
Students looking for higher education opportunity are to be given economic support through Bihar Student Credit Card Yojna under Bihar State Governance initiative for 2015-20 though “7 Nischay of Vikshit Bihar”. The applications for the Bihar Student Credit Card Scheme are being invited online through the website at www.7nishchay-yuvaupmission.bihar.gov.in and mobile app. The state govt has launched the online portal (Mobile App Soon) for the student credit card scheme online applications.
Here are benefit of the scheme that a student can avail for study.
Bihar Student Credit Card Yojna/ बिहार स्टुडेंट क्रेडिट कार्ड योजना :
- Loan up to 4 lakhs
- Any students who want to study beyond 12th/+2/Intermediate
- Loan for 42 courses
- Very low Interest rate that in only 4% per year
- 1% less interest for female, divyang & transgender candidate Effectively 3%
Required document to apply Bihar Student Credit Card Scheme:
- UIDA Aadhar Card
- 10th / Matric & +2 Result/Certificate
- Xerox of Bank Passbook
- Institute syllabus and fees detail
- 2 passport size photograph
- Domicile certificate
Procedure to apply for Student Credit Card:
- Can apply online through website https://www.7nishchay-yuvaupmission.bihar.gov.in/ or Mobile App
- OTP will generate to validate Information given
- District Registration cum counselling centre (DRCC) will assign time to visit at its centre with documents through SMS/e-mail
- After verification of required document, Nodal Officer will forward application to बिहार राज्य शिक्षा वित्त निगम
- 15 days time period is fixed for loan approval
- Student need to collect their Credit Card from nearest DRCC Centre.
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